At World Cars Trade (WCT), we are committed to safeguarding the privacy and security of our customers' personal information. This Privacy Policy outlines how we collect, use, and protect your data when you interact with our company and website.
Information Collection:
- Personal Information: When you engage with World Cars Trade (WCT) through our website, in person, or over the phone, we may collect personal information such as your name, contact details, address, email address, and payment information.
- Vehicle Information: We may also collect details about the vehicles you are interested in, including make, model, year, and any specific requirements you may have.
How We Use Your Information:
- Provide Services: We use the information you provide to deliver the services you request, including facilitating the purchase or sale of vehicles and arranging financing or warranties.
- Communications: We may use your contact information to communicate with you about your inquiries, transactions, promotions, and updates related to our services.
- Improvement of Services: Your feedback and interactions help us enhance our services, tailor our offerings to your needs, and improve your experience with World Cars Trade (WCT).
Vehicle Valuation
Alongside a physical inspection, information about your current vehicle is required in order to provide a valuation of the vehicle. The information we require includes the car registration plate, make, model, vehicle mileage, price required and whether the vehicle has had paint protection applied to it.
Finance Applications
In addition to information collected when registering and updating your CRF, in order to complete a finance proposal, the following information is required: date of birth, nationality, residence status, marital status, number of dependent children, ID type available, address, current employment details, proof of employment and previous employment details. Financial details also required include: bank details, income, expenditure, home valuation, assets valuation, whether this is a replacement loan, whether a change in your circumstances is currently expected and also the purpose of the vehicle under consideration for purchase is recorded. In submitting a finance application, your details are held and used in credit scoring or other automated decision-making processes. Your application may be submitted to multiple finance companies, their Privacy Notices are listed below and can be viewed on their website link or you may wish to call them for more information.
Data Security:
- Protection Measures: We employ industry-standard security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction.
- Confidentiality: Access to your personal information is restricted to authorized personnel who require it to perform their duties effectively.
Information Sharing:
- Third-Party Partners: We may share your information with trusted third-party service providers, such as financial institutions or warranty providers, to facilitate your transactions and provide additional services.
- Legal Obligations: We may disclose your information if required to comply with legal obligations, enforce our policies, or protect the rights, property, or safety of World Cars Trade (WCT) and its customers.
Your Choices:
- Opt-Out: You have the right to opt-out of receiving marketing communications from us. You can do so by contacting us directly or send us email.
- Access and Update: You may access and update your personal information by contacting us. We will make reasonable efforts to accommodate your requests, subject to applicable laws.
Data Retention:
- We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law.
Changes to the Privacy Policy:
- World Cars Trade (WCT) reserves the right to update or modify this Privacy Policy at any time. Any changes will be posted on our website, and your continued use of our services after such changes indicate your acceptance of the revised Privacy Policy.
Contact Us:
If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us at [insert contact information].
By engaging with World Cars Trade (WCT) and using our services, you consent to the collection, use, and disclosure of your information as described in this Privacy Policy.
